3
0
In today’s economy, a modern financial strategy demands tools like Bitcoin to protect savings from inflation and long-term currency debasement.
The Financial System Was Built for a Different Era
We’re living through a once-in-a-generation shift in how money works.
Regardless of where you land on the political spectrum, one thing is certain: the debasement of the U.S. dollar will continue. The Federal Reserve prints money and injects it into the economy through a process known as quantitative easing (QE), which aims to prevent an economic collapse.
Unfortunately, this “rescue” process steadily erodes the purchasing power of the dollar. That’s a significant reason why the cost of everything continues to rise year over year.
![Coinbase Bitcoin [CBBTCUSD], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CBBTCUSD, April 25, 2025.](https://i0.wp.com/wealthimpactjournal.com/wp-content/uploads/2025/04/fredgraph.png?fit=790%2C279&ssl=1)
The chart is clear: since April 2000, the purchasing power of the dollar has deteriorated significantly, even when compared to Bitcoin. This chart was pulled directly from the Federal Reserve Bank of St. Louis website, a government website that compares the USD to Bitcoin.
I know what you’re thinking… If you zoom out on the chart above, it will look better!
Wishful thinking, my friend, but I can assure you that it won’t. You can view the interactive graph by clicking the image above if you’re interested.
Inflation isn’t just a post-pandemic blip — it’s baked into the system. I’ve previously written about the impact of the COVID-19 stimulus on inflation today.
Savings accounts once offered meaningful returns. The U.S. dollar was once pegged to the gold standard. A steady job and a pension once provided financial security.
Today, those pillars have cracked:
- Inflation quietly erodes savings.
- Central banks print trillions to backstop broken systems.
- Asset prices soar far out of reach for the average earner.
And yet… most financial advice still clings to a 20th-century playbook.
It’s time to reassess what a resilient, modern financial strategy entails. That conversation starts with Bitcoin.
💡 Wouldn’t it be nice to own an asset that’s deflationary, and grows stronger as the central banks continue their infinite money glitch?
Bitcoin Isn’t a Get-Rich Scheme — It’s a Get-Free Strategy
Let’s clear the air: Bitcoin isn’t just for tech bros or Twitter influencers. It’s not a lottery ticket or a stock strategy; you “buy low, sell high.”
As a practitioner from the traditional finance space who has studied various asset classes, I can tell you: Bitcoin shares the most characteristics with gold.
Many traditional investors struggle with Bitcoin because it is intangible; it cannot be physically held.
I get it… If that’s you, I encourage you to step back and view this with fresh eyes.
A digital commodity may sound far-fetched at first. But once you understand what governments and central banks have done (and are planning for your money), Bitcoin starts to sound much more reasonable.
I highly recommend reading the book “The Creature from Jekyll Island” (not an affiliate link), which provides an eye-opening exploration into the dark financial history behind today’s central banking system.
Bitcoin is fundamentally different.
It’s new, yes—but that’s an opportunity. Learning now puts you ahead of the curve.
At its core, Bitcoin is a tool for preserving value in a world of infinite money.
Here’s why it matters:
- Scarcity: Only 21 million bitcoins will ever exist. No government, bank, or CEO can change that.
- Decentralization: It runs on a global network — no single point of failure, no central authority.
- Portability & Sovereignty: You can carry it across borders, store it securely offline, and no one can freeze it or seize it without your keys.
Bitcoin is digital gold, but better: faster, easier to divide, and more secure in a connected world. It doesn’t rely on trust in institutions — it depends on math, code, and a growing global consensus that money should work for the people, not the other way around!!!
Modern Problems Require Sounder Money
Let’s zoom out for a second. The most significant economic headwinds facing individuals and small businesses today include:
- Currency debasement from endless monetary stimulus (through money printing or Quantitative Easing)
- Banking instability and reduced access to credit (you can borrow against your Bitcoin with no credit barriers)
- Erosion of privacy and autonomy in financial transactions (you can send money to whom you want when you want)
- The increasing cost of asset ownership (real estate, stocks, even gold)
Bitcoin doesn’t solve every problem, but it reframes how we approach them.
It puts you back in control of your wealth.
It lets you opt out of failing systems without waiting for permission.
- For individuals, that might mean moving a portion of their savings into Bitcoin as a hedge.
- For small businesses seeking a Bitcoin financial strategy, gain access to an inflation-proof treasury asset that doesn’t rely solely on fragile banking systems. It could also mean accepting Bitcoin, holding it as a treasury asset, or using it to pay international contractors.
In both cases, it’s not about speculation. It’s about strategic resilience.
Fiat vs. Gold vs. Bitcoin
| Feature | Fiat (USD) | Gold | Bitcoin |
|---|---|---|---|
| Supply Cap | ❌ No | ✅ Yes | ✅ Yes (21 million) |
| Portability | ✅ High | ❌ Low | ✅ High |
| Divisibility | ✅ High | ❌ Low | ✅ High |
| Inflation-Proof | ❌ No | ✅ Mostly | ✅ Yes |
| Trustless | ❌ No (central banks) | ✅ Partial | ✅ Yes (code-based) |
📝 What’s holding you—or your business—back from putting Bitcoin on your balance sheet?
Drop your thoughts in the comments below. I’d love to hear from you!
3 Signs It’s Time to Start Thinking Bitcoin-First
- You’re worried your cash is losing value faster than you can save.
- You want more financial sovereignty, without relying entirely on banks or governments.
- You’re curious about crypto but unsure where to start.
This post isn’t meant to be financial advice.
It’s an invitation to explore, learn, and ask better questions.
That’s what Wealth Impact Journal is all about.
Final Thoughts
Bitcoin is a sound, strategic asset. I didn’t arrive at this conclusion overnight. It stems from years of experience as an investment analyst, studying economics, and most recently, a deep dive into cybersecurity.
It’s taken time. Skepticism. Re-evaluation.
I invite you to do the same.
What’s Next?
Next week, we’ll dig deeper into why cash loses value and how Bitcoin’s scarcity gives you an edge over inflation.
If this sparked something in you, join me:
→ Subscribe to the Wealth Impact Journal for decentralized finance education and practical tips on Bitcoin for small business owners and individuals.”
And if you’re a freelancer, small business owner, or someone building for the long haul, stay tuned.
The future of business finance is poised for significant changes.
→ Subscribe now to get the companion story on Substack: “Why I’m Going Bitcoin-First.”
